WELCOME

At Rever-bridge Financial Services, we understand and value the commitment of Government of the Republic of Zambia (GRZ) employees. We are proud to offer tailored, accessible, and reliable loan solutions designed specifically to meet your unique financial needs.

APPLY HERE

Why Rever-bridge Financial Services is Your Trusted Partner for GRZ Loans

For dedicated public servants, financial needs can arise unexpectedly or for planned life goals. Rever-bridge is committed to being your reliable partner, offering benefits specifically designed for you:

Tailored for GRZ: Our loan products are structured with an understanding of GRZ payroll cycles and salary structures, ensuring seamless repayment.
Licensed by Ministry of Finance: As a money lender fully licensed by the Ministry of Finance, Zambia, you can be assured of our legitimacy, transparency, and adherence to all national regulations.
Fast & Convenient Process: We value your time. Our application and approval processes are streamlined to get you the funds you need efficiently, minimizing delays.
Transparent Terms: Experience clear, straightforward loan agreements with no hidden fees. We believe in honest and upfront communication every step of the way.
Secure & Confidential: Your personal and financial information is treated with the utmost confidentiality and protected by robust security measures.
Direct Payroll Deduction: For your convenience and peace of mind, loan repayments are often facilitated directly through a streamlined payroll deduction system, ensuring timely and hassle-free payments.

Flexible Solutions for Your Goals and Needs

Our GRZ employee loans are designed to provide the financial flexibility you need for a wide range of purposes, helping you achieve your aspirations or navigate unforeseen challenges:

Emergency Situations: Quickly cover unexpected medical expenses, urgent vehicle repairs, or immediate household needs.
Home Enhancements: Fund renovations, appliance upgrades, or other improvements to your living space.
Education & Development: Invest in your personal growth or your family's future through educational pursuits or professional training.
Consolidate Debts: Simplify your finances by combining multiple smaller debts into one manageable loan with a single, clear repayment plan.
Special Occasions: Ensure you have the funds for important family events, celebrations, or essential travel.
Personal Needs: Access flexible funds to support various other personal financial requirements.

Eligibility & Required Documents

To ensure a swift and efficient application process, please prepare the following documents. Our team is also ready to assist you if you have any questions.

Official Introduction Letter: From your Ministry or Department, on official GRZ letterhead, confirming your employment status, employee number, and job title.
National Registration Card (NRC): Original and clear copy for verification.
Work Identification Card: Original and clear copy of your official GRZ employee ID.
Latest Payslips: Your three (3) most recent original payslips.
Bank Statements: Your latest six (6) months bank statements from your primary salary account, duly stamped by your bank.
Proof of Residence: (recent utility bill in your name, valid tenancy agreement).
GRZ Employee Number: Your official government employee number.
Confirmation of Service: Letter of confirmation of permanent and pensionable employment, or contract details.

Frequently Asked Questions (FAQ)

Q: Who is eligible for a GRZ Employee Loan?

A: This loan is exclusively for individuals officially employed by the Government of the Republic of Zambia (GRZ) who meet our standard lending criteria.

Q: What is the maximum loan amount I can qualify for?

A: Loan amounts are determined based on your affordability, net pay, and repayment capacity, in line with responsible lending practices and Ministry of Finance guidelines. We will discuss your eligible amount during the application process.

Q: How do repayments work for GRZ loans?

A: Repayments are typically made through convenient monthly deductions directly from your payroll, following an authorized deduction agreement.

Q: How quickly will I receive the funds?

A: Once all your documents are verified and your loan is approved, funds are usually disbursed within 1-2 business days directly to your bank account.

Q: Is Rever-bridge regulated?

A: Yes, Rever-bridge Financial Services Ltd is a fully licensed money lender, regulated by the Ministry of Finance, Zambia, ensuring we operate ethically and within the legal framework.

Q: Can I apply if I have an existing loan with another institution?

A: We assess each application individually. Please discuss your existing obligations with our loan officers.

Q: What if I have questions during the application process?

A: Our dedicated customer support team is ready to assist you. You can contact us via phone, email, or visit our Lusaka office during business hours.

Loan Calculator

Use our loan calculator to see what your monthly repayments will be for the loan you want to get.